Capital One Spark Cash Plus
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Combine Cash Back with Capital One Venture
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
The Capital One Spark Cash Plus is a great option if you have a lot of expenses coming up.
This business card generally is known to NOT report to personal credit reports so it should not add to your 5/24 count.
Overall this is a strong card option if you can meet the spend requirements. Because you earn 2% cash back, you'll have earned $2,600 cash back total after spending $30,000. It would be a great card to add to my Three Year Plan if you have high expenses.
You could redeem that as cash back — or if you have a card that earns Venture miles you'll be able to move your cash back over to Venture miles and from there, transfer them to a variety of travel partners. If you move $1,500 cash back over, it becomes 150,000 Venture miles.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $2,000 Cash Back + $2,000 per $500K spent in year 1Elevated | $30,000 in 3 months | Ended July 14, 2026 |
| $1,200 Cash Back | $30,000 in 3 months | Previous offer |
| Previous tiered offers | Up to $50,000 in spend | Earlier offers required higher spend |
