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Non-Affiliate Offer

Citi Strata℠ Card

Earns ThankYou Points
Welcome Offer
bonus_miles

bonus_miles_full

How to Earn Rewards
5x Hotels, car rentals, and attractions booked on Citi Travel℠
3x Supermarkets
3x Gas stations and EV charging
3x Select transit (rideshare, taxis, parking, tolls, trains, transit and more)
3x Self-select category (Fitness Clubs, Streaming Services, Live Entertainment, Cosmetic Stores/Salons, or Pet Supply Stores)
2x Restaurants
1x All other purchases
Key Benefits

Tap any benefit to see details.

No Annual Fee with Strong Bonus Categories
A no-annual-fee card with strong 3x earning across groceries, gas/EV, transit, restaurants (2x), and a self-select 3x category.
Choose Your Own 3x Bonus Category
Pick one category to earn 3x on: Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Salons, or Pet Supply Stores.
Transfer to ThankYou Travel Partners (Reduced Ratios)
Points transfer to ThankYou travel partners — but at reduced ratios compared to the Strata Premier and Strata Elite cards. To keep points alive long-term at full transfer ratios, pair this with a higher Strata product.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer Spend Req. Date
20,000 ThankYou PointsCurrent $1,000 in 3 months May 2026 - Present

Benefit Activation Checklist

Step-by-step guide to activate and maximize every benefit on this card.

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Citi ThankYou Points Guide
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Citi ThankYou Points Guide

Advertiser Disclosure

Advertiser Disclosure katiestraveltricks.com has partnered with CardRatings for our coverage of credit card products. katiestraveltricks.com and CardRatings may receive a commission from our partners. American Express is a katiestraveltricks.com advertiser. We may earn compensation when you click on a link, when an application is approved, or when an account is opened. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. For Capital One products listed on this page, some benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Editorial Disclosure Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities. This content has not been provided or commissioned by any bank advertiser.

User Generated Content (UGC) Disclosure Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

Points for normal people.

Advertiser and Editorial Disclosure
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