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Capital One Venture X Business

Earns Capital One Miles Keeper Card

Welcome Offer

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How to Earn Rewards

10x Miles per $1 on hotels and rental cars booked through Capital One Business Travel

5x Miles per $1 on flights and vacation rentals booked through Capital One Business Travel

2x Miles per $1 on every purchase

Key Benefits

Tap any benefit to see details.

Hertz President's Circle Status

Complimentary top-tier Hertz President's Circle status. Enrollment required on the Capital One app or website.

$300 Annual Capital One Business Travel Credit

Receive an annual $300 credit for bookings through Capital One Business Travel. Credit applies automatically at checkout when booking eligible flights, hotels, or rental cars.

10,000 Bonus Miles Each Anniversary

Every year on your account anniversary, you'll get 10,000 bonus miles (worth at minimum $100 in travel).

Priority Pass + Capital One Lounge Access (Primary Cardholder Only)

Complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass membership. Authorized users do not get lounge access for free — you'd need to pay a $125 fee for them to have lounge access.

Up to $120 Global Entry / TSA PreCheck® Statement Credit

Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee.

Katie's Take

Why this card might (or might not) be right for you.

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The Capital One Venture X Business is very similar to the consumer (or personal) version of this card. The Business version has a few notable differences. Most notably — on the business version, you can bring in 2 guests with you to Priority Pass lounges. You will not automatically get any guests at Capital One lounges.

Overall, this is a good card option for one person to get lounge benefits without adding to their 5/24 count. The welcome offers typically require a higher spend, so best for businesses with large expected spends coming up.

Lounge Access Details

Networks Included

Priority Pass Capital One Lounges

Priority Pass Scope

Lounges Only

Guest Access

Member-only access. Guests pay $45/visit ($25 for guests 17 and under). $75,000 annual spend unlocks 2 free guests per visit.

Authorized Users

Paid $125 per AU for lounge access (AUs free to add otherwise)

Feb 1, 2026 lounge changes apply. Same lounge access profile as personal Venture X.

Benefits Calculator

What's the Capital One Venture X Business worth to you? Get a personalized estimate.

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Capital One Venture X Business Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

Hertz President's Circle Status Complimentary top-tier Hertz President's Circle status. Enrollment required on the Capital One app or website.

$300 Annual Capital One Business Travel Credit Receive an annual $300 credit for bookings through Capital One Business Travel. Credit applies automatically at checkout when booking eligible flights, hotels, or rental cars.

10,000 Bonus Miles Each Anniversary Every year on your account anniversary, you'll get 10,000 bonus miles (worth at minimum $100 in travel).

Priority Pass + Capital One Lounge Access (Primary Cardholder Only) Complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass membership. Authorized users do not get lounge access for free — you'd need to pay a $125 fee for them to have lounge access. (per-use benefit — value depends on how often you'll use it)

Up to $120 Global Entry / TSA PreCheck® Statement Credit Statement credit of up to $120 every 4 years as reimbursement when you pay for Global Entry or TSA PreCheck® application fee. ($120 every 4 years = $30/yr)

Your Total Annual Value

Annual Fee: $395

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
150,000 Miles	$30,000 in 3 months	Present
150,000 Miles	$30,000 in 3 months	Launch offer (Fall 2023)
150,000 Miles (with option to earn more)Elevated	$20,000 in 3 months	Briefly lower spend req
150,000 Miles	$30,000 in 3 months	Standard since March 2024
400,000 Miles (200K + 200K tiered)Elevated	$30,000 in 3 months, then $150,000 total in 6 months	Ended January 20, 2026 (highest ever)