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Capital One Venture X Business
Welcome Offer
bonus_miles
bonus_miles_full
How to Earn Rewards
10x
Miles per $1 on hotels and rental cars booked through Capital One Business Travel
5x
Miles per $1 on flights and vacation rentals booked through Capital One Business Travel
2x
Miles per $1 on every purchase
Key Benefits
Tap any benefit to see details.
$300 Annual Capital One Business Travel Credit
Receive an annual $300 credit for bookings through Capital One Business Travel. Credit applies automatically at checkout when booking eligible flights, hotels, or rental cars. Doesn't roll over — use it before each anniversary or lose it.
10,000 Bonus Miles Each Anniversary
Every year on your account anniversary, you'll get 10,000 bonus miles (worth roughly $100 in travel).
Priority Pass + Capital One Lounge Access (Primary Cardholder Only)
Complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass membership. Heads up: as of February 1, 2026, authorized users no longer get lounge access for free — they need a $125 fee. Guest access is also ending.
$120 Global Entry or TSA PreCheck® Credit
Receive up to a $120 credit for Global Entry or TSA PreCheck® every four years.
No Preset Spending Limit
Get purchasing power that adapts to your spending needs based on payment history, credit profile, and other factors.
Free Employee Cards (2x Miles)
Add free employee cards that earn 2x miles on every purchase. Set individual spending limits per employee for tighter expense control.
Redeem Miles for Travel-Related Purchases
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. Plus, transfer miles 1:1 to 15+ travel loyalty programs (including Air Canada Aeroplan, British Airways Club, and Singapore KrisFlyer).
Doesn't Report to Personal Credit
This card does not automatically report to your personal credit report — does NOT count toward Chase's 5/24 rule. Useful for staying under 5/24 while still earning Venture miles and getting premium lounge access.
No Foreign Transaction Fees
No foreign transaction fees on international purchases.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
The Capital One Venture X Business is very similar to the consumer (or personal) version of this card. The Business version has a few notable differences. Most notably — on the business version, you can bring in 2 guests with you to Priority Pass lounges. You will not automatically get any guests at Capital One lounges.
Overall, this is a good card option for one person to get lounge benefits without adding to their 5/24 count. The welcome offers typically require a higher spend, so best for businesses with large expected spends coming up.
Lounge Access Details
Networks Included
Priority Pass
Capital One Lounges
Priority Pass Scope
Lounges Only
Guest Access
Member-only access. Guests pay $45/visit ($25 for guests 17 and under). $75,000 annual spend unlocks 2 free guests per visit.
Authorized Users
Paid
$125 per AU for lounge access (AUs free to add otherwise)
Feb 1, 2026 lounge changes apply. Same lounge access profile as personal Venture X.
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| 150,000 MilesCurrent | $30,000 in 3 months | Present |
| 150,000 Miles | $30,000 in 3 months | Launch offer (Fall 2023) |
| 150,000 Miles (with option to earn more)Elevated | $20,000 in 3 months | Briefly lower spend req |
| 150,000 Miles | $30,000 in 3 months | Standard since March 2024 |
| 400,000 Miles (200K + 200K tiered)Elevated | $30,000 in 3 months, then $150,000 total in 6 months | Ended January 20, 2026 (highest ever) |
