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Capital One Spark Cash

Earns Capital One Miles Counts Toward 5/24
Welcome Offer
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How to Earn Rewards
5% Cash back on hotels and rental cars booked through Capital One Business Travel
2% Cash back on every purchase
Key Benefits

Tap any benefit to see details.

Free Employee Cards (2% Cash Back)
Free employee cards, which also earn unlimited 2% cash back on all purchases — letting you scale rewards with your team.
Rewards Don't Expire
Rewards won't expire for the life of the account, and you can redeem your cash back for any amount.
No Foreign Transaction Fees
No foreign transaction fees — distinctive among business cash back cards (most charge 3%). Effectively earns 5% on overseas purchases (2% cash back + the 3% you'd otherwise lose to FTF).
Combine Cash Back with Capital One Venture
Cash back earned on this card can be combined with points on a Capital One Venture or Venture X card and converted to transferable miles for travel redemptions. $1,500 cash back becomes 150,000 Venture miles.

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer Spend Req. Date
$1,000 Cash BackCurrent $10,000 in 3 months Present
$750 Cash Back $7,500 in 3 months Previous standard offer
$1,500 Cash BackElevated $15,000 in 3 months Ended August 2025
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