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The Business Platinum Card® from American Express

Earns Membership Rewards

Welcome Offer

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How to Earn Rewards

5x Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com

1.5x Points on eligible purchases in key business categories and on purchases of $5,000 or more (terms and points cap apply)

1x Points on all other eligible purchases

Key Benefits

Tap any benefit to see details.

Up to $1,150 Dell Credit

Enroll and get up to $150 in statement credits on U.S. purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.

$200 Airline Fee Credit

Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.

$209 Clear+ Credit

Get up to $209 back per calendar year on your Clear+ Membership (subject to auto-renewal).

$600 Hotel Credit (Fine Hotels + Resorts / Hotel Collection)

Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.

American Express Global Lounge Collection® Access

The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, including Centurion® Lounges, Priority Pass™ Select, Delta Sky Club® (when flying Delta), and more.

$200 Hilton For Business Statement Credit

Hilton For Business members get up to $200 back per calendar year ($50 per quarter) when you make eligible purchases at Hilton properties across the globe. Benefit enrollment required.

Up to $300 ChatGPT Business Credit

Enroll to earn up to $300 in statement credits per calendar year when you use your Business Platinum Card for ChatGPT Business in the U.S. Subject to auto-renewal.

Katie's Take

Why this card might (or might not) be right for you.

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This has a very high spend as well as high annual fee. BUT may be worth it for some people, especially if you can leverage the statement credits. The airline incidental statement credit is per calendar year. That means most people can actually get the airline credit twice in the first year of holding the card, up to $200 each time.

This card refreshed in September 2025 and added a few more credits along with raising the annual fee. Be sure to use our benefits calculator to find out if this card is worth it for you. The calculation is different for everyone.

Lounge Access Details

Networks Included

Priority Pass Centurion Lounges Escape Lounges Plaza Premium

Priority Pass Scope

Lounges Only

Guest Access

Centurion: 0 free guests (pay per guest, or unlock 2 free with $75K annual spend); Escape: 2 guests; Plaza Premium (select US locations): 2 guests; Priority Pass: 2 guests

Authorized Users

Paid

Terms Apply. Same lounge access profile as personal Amex Platinum (Centurion, Escape, Plaza Premium, Priority Pass Lounge access only). AU cost not specified in article.

Benefits Calculator

What's the The Business Platinum Card® from American Express worth to you? Get a personalized estimate.

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The Business Platinum Card® from American Express Benefits Calculator

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

Up to $1,150 Dell Credit Enroll and get up to $150 in statement credits on U.S. purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.

$360 Indeed Credit Up to $90 in statement credits per quarter for eligible Indeed purchases. Total of $360 per calendar year.

$200 Airline Fee Credit Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.

$209 Clear+ Credit Get up to $209 back per calendar year on your Clear+ Membership (subject to auto-renewal).

$600 Hotel Credit (Fine Hotels + Resorts / Hotel Collection) Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.

$250 Adobe Credit Up to $250 in statement credits after you spend $600 with Adobe on your Card per calendar year.

$120 Wireless Credit Up to $10 in monthly statement credits on U.S. wireless service charges on the Business Platinum Card. Total of $120 per calendar year.

$120 Global Entry or TSA PreCheck Credit Receive a fee credit for either TSA PreCheck or Global Entry (which includes TSA PreCheck) to expedite airport security. Up to $120 every 4-4.5 years. ($120 every 4 years = $30/yr)

$200 Hilton For Business Statement Credit Hilton For Business members get up to $200 back per calendar year ($50 per quarter) when you make eligible purchases at Hilton properties across the globe. Benefit enrollment required.

Up to $300 ChatGPT Business Credit Enroll to earn up to $300 in statement credits per calendar year when you use your Business Platinum Card for ChatGPT Business in the U.S. Subject to auto-renewal.

Your Total Annual Value

Annual Fee: annual_fees

Your Net Value / Cost

Offer History

See past welcome bonuses to gauge whether the current offer is elevated.

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Offer	Spend Req.	Date
As high as 300,000 PointsCurrentElevated	$20,000 in 3 months	Present (targeted, 'as high as'; April 2026)
80,000 Points	Standard spend req	Historical low
250,000 PointsElevated	$20,000 in 3 months	Recent targeted

Benefit Activation Checklist

Step-by-step guide to activate and maximize every benefit on this card.