The Platinum Card® from American Express2025-09-18T13:49:21-05:00

This content was accurate at the time of publication. Check the bank site for the most up to date information.

Advertiser Disclosure

Current welcome offer

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Annual Fee

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How to Earn Rewards

5x

points on flights booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5x

points on prepaid hotels booked on AmexTravel.com.

1x

on other eligible purchases.

Benefits

$600 Hotel Credit: Get up to $600 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel® when you pay with your Platinum Card®. Enrollment required. The Hotel Collection requires a minimum two-night stay. Two $300 credits. 

$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.

$155 Walmart+ Credit: A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card(R) to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.

$200 Airline Credit: Up to $200 annual airline incidental statement credit, enrollment required.

$200 Uber Cash: Platinum Card(R) Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.

$199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.

Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.

Hilton Honors gold status, enrollment required.

Marriott Bonvoy Gold Elite Status, enrollment required.

My Take

This has a high annual fee. BUT may be worth it for some people, especially if you can leverage the airline, digital entertainment, and Uber credits. The airline incidental statement credit is per calendar year. That means most people can actually get the $200 airline credit twice in the first year of holding the card.

This is a strong offer for points that transfer to a lot of airline partners. You apply and find out your welcome offer. After you apply — if approved, you will find out your offer amount and then can decide to accent the card and your offer. Then you'd need to meet the minimum spend requirement to earn your points.

Just note that if you get this offer, you'll become ineligible to earn a welcome offer on the Gold or Green cards. To maximize your points earned, start with the Green card, then get the Gold, then this one.

Rates and Fees

offer History

The offers on this card fluctuate greatly. It has been as low as 80,000 points.

Benefit Calculator

The Amex Platinum Card® Benefit Calculator

The Amex Platinum Card®: What's It Worth to You?

Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.

$600 Hotel CreditOn prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, $300 semi-annually
$
$200 Airline Fee CreditFor incidental fees on one selected airline
$
$200 Uber Cash$15/month, plus a $20 December bonus
$
$120 Uber One CreditAnnual credit for Uber One membership
$
$209 CLEAR® Plus CreditAnnual credit for CLEAR® Plus membership
$
Global Lounge Collection® AccessCenturion, Priority Pass, Delta Sky Club® & more.
$
Global Entry or TSA PreCheck® Fee CreditUp to $120 (every 4 - 4.5 years)
$
Leaders Club Sterling StatusFrom The Leading Hotels Of The World®
$
Travel Insurances and Purchase ProtectionsIncluding trip cancellation, delay, purchase protection & more
$
$400 Resy CreditUp to $100 per quarter
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$300 Digital Entertainment CreditUp to $25 per month for eligible purchases on Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV.
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$300 lululemon CreditUp to $75 per quarter
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$200 Oura Ring CreditFor Oura Ring purchases
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$300 Equinox CreditFor eligible Equinox memberships
$
$155 Walmart+ CreditCovers the monthly membership fee
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$100 Saks Fifth Avenue Credit$50 semi-annually
$

Your Total Annual Value:

$0

Annual Fee: $895

Your Net Value / Cost:

-$895

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