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welcome offer:

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Annual Fee:

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  • Earn unlimited 2X miles on every purchase, everywhere-with no limits or category restrictions
  • Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you’ll get the best prices on thousands of options
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you’ll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck.
  • Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month

The Capital One Venture X Business is very similar to the consumer (or personal) version of this card. The Business version has a few notable differences. Most notably negative — if you add an authorized user, they don’t get any lounge benefits.

Overall this is a strong card option for one person to get great lounge benefits without adding to their 5/24 count. The welcome offers typically require a higher spend, so best for businesses with large expected spends coming up.

This card was released in fall 2023 and at that time required a $30,000 spend to get 150,000 miles. Then we saw a lower spend required ($20,000) to earn 150,000 miles with an option to spend more and earn more. In March 2024, it went back to 150,000 miles after spending $30,000.