welcome offer:

Earn 50,000 points

after you spend $1,000 on purchases in the first 3 months from account opening

Annual Fee:

annual_fees
  • 2 EarlyBird Check-In® each year
  • 3000 points per year on your card member anniversary
  • 2x earning on Southwest flights; 2x on local transit, internet, cable, phone services, and select streaming

This can be paired with a Business card to easily earn a Southwest Companion Pass and BOGO travel for even longer!

This is the lowest annual fee Southwest card.

Southwest offers 3 personal credit cards with different annual fees — they usually have identical offers. Offers change throughout the year offering 40,000-75,000 bonus points. Higher bonus points usually require higher spending. The past few years in early Spring, an offer appears that also includes a promotional Companion Pass.