welcome offer:
Earn 100,000 points
after you spend $4,000 on purchases in the first 5 months from account opening
Annual Fee:
- Select a standard seat within 48 hours of departure on any fare (coming July 29 for flights on/after Jan 27)
- 2 early bird check-ins per year through 2025
- 25% back on in-flight purchases
- 2x points on Southwest purchases
- 2X at Gas stations and Grocery stores on the first $5,000 in combined purchases per year
- 10% promo code each year on card member anniversary
- No foreign transaction fee
- 3,000 points per year on your card member anniversary
This is the lowest annual fee Southwest card and the value is decent for what you pay. The anniversary points are worth about $40-45. The Premier card overall offers a slightly better value based on our calculations but if you want to keep your out of pocket fees the lowest, get this one.
With any offer, pay close attention to Companion Pass timelines if you’re hoping to earn a Companion Pass.
Southwest offers 3 personal credit cards with different annual fees — they usually have identical offers. Offers change throughout the year offering 40,000-75,000 bonus points. Higher bonus points usually require higher spending. The past few years in early Spring, an offer appears that also includes a promotional Companion Pass.
