Current offer:

50,000 points

Earn 50,000 bonus points when you spend $3000 in the first 90 days

Annual Fee:

$95

(waived the first year)

  • $95 annual fee BUT is waived for military members and veterans.
  • TSA Precheck or Global Entry statement credit (up to $120)
  • $100 Airline Incidental Credit

If you can get the annual fee waived for being a PenFed Honors Advantage Member this card is a good one to hold on to. It gives you a credit every 4 years for TSA PreCheck or Global Entry. It also gives you $100 a year towards airline incidental fees. See what triggers the incidental credit here.

For the past four years (since 2021), the sign up bonus for this card has held steady at 50,000 bonus miles with a $3000 spending requirement.