card_name

affiliate link

card_name

welcome offer:

bonus_milesbonus_miles_fullLearn How to Apply

Annual Fee:

annual_feesSee Rates and Fees

Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com

  • Get up to $200 back each year on eligible Hilton purchases after you use your Hilton Honors American Express Surpass® Card. Get up to $50 in statement credits each quarter.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • Enjoy complimentary Hilton Honors(TM) Gold status with your Card.
  • Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.

Enrollment is required for select benefits

My Take

If you stay at Hilton regularly, it's easy to recoup the annual fee. Just keep in mind that Hilton has been really raising rates for a lot of properties so the points sometimes don't go as far as you might hope. See our benefits calculator here for this card.

Ended 7/19/23: 130k points + free night award after spending $2,000.
Ended 1/17/24: Earn 170k points.
Ended 7/31/24 130k points + free night certificate after spending $3,000.

Ended 4/28/25: 130k points + free night certificate after spending $3,000.

See Rates and Fees