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affiliate link

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welcome offer:

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Annual Fee:

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Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com

  • No annual fee
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Enjoy complimentary Hilton Honors™ Silver Status with your Card. Silver Status gives you a 20% Bonus on Base Points you earn on every stay, plus, you receive the fifth night free when you book a standard room stay with 100% Points.
My Take
Hilton generally requires more points for a redemption (up to 95,000 points for a standard rate) but you do get the 5th night free with award bookings.

This is a good offer on a no annual fee card — some people may prefer an offer we've seen before that includes a free night certificate.

Offers fluctuate from 70,000 points and up. I recommend waiting for a 100,000 point offer.

An offer of 100,000 points started in October 2025 and will be good through January 2026.