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Annual Fee:
- Earn 5% cash back on your top spending category each month (up to $500).
- Cash back is given as Thank You Points and if you have a Citi Strata Premier® Card, you can combine points from the cards and these points will have all the transfer partners of the Premier as well.
This can be a good starter card or a good way to strategically earn extra Thank You points.
If you pair this with a Citi Strata Premier, you'd be able to combine all the cash back/points.
To maximize, move all your spending for one category (or the first $500 of that category) to this card. You earn 5% cash back on up to $500 a month in your highest spend of these categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.
The standard offer is 20K ThankYou Points with a $1,500 spending requirement.
