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Welcome Offer:

bonus_miles bonus_miles_fullLearn How to Apply

 

Alternate offer: you may be able to earn additional points through Rakuten.

Annual Fee:

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  • $0 annual fee

  • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • Earn 1.5% cash back on all spend

My Take

Generally, I prefer the Chase Freedom Flex® to this card for the 5x earning opportunities. But this can be a great option for people who are just getting started with credit cards!

If you have a Chase Sapphire Preferred® Card, you can transfer the Freedom points to the Sapphire card to get all the airline and hotel transfer benefits.

The standard welcome offer is $200 after you spend $500. An $250 offer ended in May 2025.