Annual Fee:
- $300 annual travel credit when booking through Capital One’s portal
- Earn 5X on flights and vacation rentals booked through Capital One Travel
- Can be transferred to a variety of partners like Wyndham, Avianca, Turkish Airways and more.
- Miles can be redeemed for reimbursement on any travel purchases. 75,000 miles = $750
- 10,000 miles every year on account anniversary (worth at least $100)
Don’t let the annual fee of $395 scare you. The $300 annual travel credit and a slew of other benefits make this card a keeper. Read my complete guide here.
But take note — this card is gutting lounge benefits as of February 1, 2026. I still think this card can be worth getting, though. Between the $300 annual travel credit and the 10,000 miles every year on account anniversary (redeemable for a minimum of $100 in travel), that’s huge value right there.
Keep in mind that new terms mean that if you get this offer, you won’t be eligible to earn the bonus on a Capital One Venture Rewards Credit Card for 48 months. You will still be able to earn more Venture miles by opening a number of business cards in the Spark Cash and Spark Miles family and combining those with your Venture miles.
When this card was released in November 2021, it had a 100,000 miles bonus offered (with a $10,000 spend requirement over 6 months). Since March 2022, it has had the same 75,000 mile bonus offer.
Starting October 6, 2023 – a new 90k offer was available exclusively through select referral links. This ended early in December 2023. For all of 2024 and 2025, the sign up offer remained steady at 75,000 miles.
