Annual Fee:
- $300 annual travel credit when booking through Capital One’s portal
- Earn 5X on flights and vacation rentals booked through Capital One Travel
- Get my downloadable checklist here so you can max your benefits
- Can be transferred to a variety of partners like Wyndham, Avianca, Turkish Airways and more.
- Miles can be redeemed for reimbursement on any travel purchases. 75,000 miles = $750
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Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner
Lounge Network
- Receive up to a $120 credit for Global Entry, NEXUS, or TSA PreCheck®
- 10,000 miles every year on account anniversary (worth at least $100)
Don’t let the annual fee of $395 scare you. The $300 annual travel credit and a slew of other benefits make this card a keeper. Plus you’ll immediately up your travel game with airport lounge access and Hertz Presidents’ Club status. Read my complete guide here.
This is the second card in my Three Year Plan despite the annual fee because I really think it is the easiest premium card to get your value back. Between the $300 annual travel credit and the 10,000 miles every year on account anniversary (redeemable for a minimum of $100 in travel), that’s huge value right there.
When this card was released in November 2021, it had a 100,000 miles bonus offered (with a $10,000 spend requirement over 6 months). Since March 2022, it has had the same 75,000 mile bonus offer.
Starting October 6, 2023 – a new 90k offer was available exclusively through select referral links. This ended early in December 2023.