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Katie's Referral

American Express® Business Gold Card

welcome offer:

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Note: Sometimes links will show some people higher offers. You can also test them in other browsers or incognito. For some people, this link is showing a 150k offer.

Terms apply to American Express benefits and offers. Enrollment is required for select benefits. Visit americanexpress.com

Annual Fee:

annual_fees

(Terms Apply | Rates & Fees)

  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
  • $240 Flexible Business Credit: With the $240 Flexible Business Credit, earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. Enrollment required.
  • Walmart+ Monthly Membership Credit: Receive a statement credit for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Business Gold Card. Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.

If you're new, I'd prioritize the ​Ink cards. But if you have been at this a while and can't open Ink cards right now, or want to take a breather from Chase, this is a solid offer.

I also like that American Express generally doesn't run a hard pull on your credit report if you are an existing customer so this should not have any affect on your credit score at all.

Trying to decide if this card is worth the annual fee? Check our our benefits calculator for it here.

Offers on this card have fluctuated widely often due to link targeting. Most recent high was 200,000 Membership Rewards after spending $15,000 in 3 months. Usually the offer is at least 100,000.