Benefit Activation Checklist
Step-by-step guide to activate and maximize every benefit on this card.
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Non-Affiliate Offer
Citi Double Cash® Card
Welcome Offer
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How to Earn Rewards
0.03
Hotels, car rentals, and attractions booked through Citi Travel℠ (1% earned at purchase + 1% when paid + 1% Travel portal bonus)
0.02
All other purchases (1% when you buy + 1% when you pay)
Key Benefits
Tap any benefit to see details.
2% Cash Back on Every Purchase
Earn 2% on every purchase — 1% when you buy and 1% as you pay it off. Pair this with a Citi Strata Premier or Strata Elite and your cash back converts to fully transferable ThankYou points.
Combine With a Citi Strata Card to Unlock Transfer Partners
On its own this card earns cash back. But when paired with a Citi Strata Premier or Strata Elite, the cash back becomes ThankYou Points that transfer to airline and hotel partners.
$5 Lyft Credit After 3 Rides Each Month
Take 3 eligible Lyft rides in a calendar month and get a $5 Lyft credit. Worth up to $60/year if you use Lyft consistently.
Katie's Take
Why this card might (or might not) be right for you.
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Katie's Take
Why this card might (or might not) be right for you.
A solid no-annual fee card. Though it officially earns cash back, you could move this cash back over to a Strata product to turn that cash back into Thank You points. If you wanted to go all in on the Citi Thank You points ecosystem, you could use this card for any non-bonused spend since you'll effectively earn 2x on everything.
Benefits Calculator
What's the Citi Double Cash® Card worth to you? Get a personalized estimate.
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Benefits Calculator
What's the Citi Double Cash® Card worth to you? Get a personalized estimate.
Citi Double Cash® Card Benefits Calculator
Enter your personal estimated annual value for each benefit to see a customized calculation of the card's worth.
Take 3 eligible Lyft rides in a calendar month and get a $5 Lyft credit. Worth up to $60/year if you use Lyft consistently.
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Your Total Annual Value
$0
Annual Fee: annual_fees
Your Net Value / Cost
$0
Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
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Offer History
See past welcome bonuses to gauge whether the current offer is elevated.
| Offer | Spend Req. | Date |
|---|---|---|
| $200 Cash Back (20,000 ThankYou Points)Current | $1,500 in 6 months | May 2026 - Present |
