The World of Hyatt Credit Card2026-01-16T18:26:40-06:00

This content was accurate at the time of publication. Check the bank site for the most up to date information.

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Advertiser Disclosure

welcome offer

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Annual Fee

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How to Earn Rewards

9x

4 bonus points per $1 spent on qualifying purchases at Hyatt Hotels. Plus, up to 5 Base Points from Hyatt per eligible $1 spent for being a World of Hyatt member

2x

points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.

1x

points per $1 spent on all other purchases.

Benefits

Receive World of Hyatt Discoverist status for as long as your account is open.

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Plus, an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year

Receive 5 qualifying night credits towards your next tier status every year. Earn 2 additional qualifying night credits every time you spend $5,000 on your card.

My Take

This is a big spend required to get the full offer on this. After that you’d actually earn an additional Free Night Certificate (total of 6) because spending $15,000 in a year on the card always gets you another Free Night Certificate.

Overall, a good offer IF you have a plan to use the certificates and IF you can meet that spend requirement. Even getting just the first tier of the offer is better than the normal offer if you have a specific plan to use the certificates at a Category 4 hotel.

Just keep in mind you can’t use the free night certificates and any other club access or suite upgrade or guest of honor on the same reservation.

We consider this card a long term keeper. You’ll get a Free Night Award every year on your account anniversary (for a Category 1-4 hotel) and instant Discoverist status (which is helpful for guaranteeing breakfast at Hyatt Places not that it’s not a guarantee). For anyone trying to earn Globalist or trying to earn 20 Elite Night credits to get Club Lounge Access, this card is a also must! You’ll get 5 elite night credits added to your tracker just for holding the card.

offer History

The standard sign up offer is 30k bonus points. In January 2025, we saw a small jump up to 35k and then it decreased in July 2025, down to 25k. 

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