This is my favorite overall card for beginners. It's the first one in my Three Year Plan. Note: if you get an error to "sign in to apply", cut and paste this link outside of IG

Compare options here — this is available on 2 cards!

Overview, details, and a free downloadable tracker

Season 1 is the best place for beginners to start to learn! I go over the basics of points and then help you become and expert with my favorite card.

You can find it wherever you listen to podcasts or the website for the podcast below.

Learn the basics of miles and points fast with this pdf guide. Learn how it affects your credit score and the easiest way to get started saving money on your travel.

This in-depth online course includes 3 hours+ of video, articles, and graphics to help you get up and running with travel points. This is the best way to deep dive into learning about miles and points. It's 100% free FOR LIFE with no upsells.

Earn points, but keep it easy! This plan takes you step by step through the first three years.

The lounge benefits are changing Feb 1, 2026. Tell me if you apply, I will send you my checklist to make sure you get max value!