Top Credit card offers: July 2022

July 2022: Top Credit Card Offers

This post is not an exhaustive list, but includes limited time offers that I think are noteworthy this month. I always include best offers available in these links, even if I don’t earn a commission from it.

This post does not include offers on cards that I love but that rarely change. That includes cards like the World of Hyatt credit card which hasn’t seen any change in years but I still think it is worth opening.

Not sure where to start? Check out my post on Picking Your First Card to see some basic strategy tips.

Table of Contents

    Personal Card Offers

    Citi Premier Offer
    Citi Premier – Limited time 80,000 point offer
    • $95 annual fee
    • Thank You Points can be transferred to a variety of partners like Jet Blue, Avianca, Turkish Airways, Choice and more. Points double when transferred to Choice!
    • You can also redeem points through the Citi Travel Portal. 50,000 points = $625 of travel BUT prices seem a bit inflated vs. directly booking with hotels
    • See my full guide to the card here

    Capital One Venture card
    Capital One Venture – Limited time 75,000 mile offer
    • $95 annual fee
    • Miles can be redeemed to erase any travel purchase. 50,000 miles = $500
    • Can be transferred to a variety of partners like Jet Blue, Wyndham, Avianca, Turkish Airways and more
    • Also worth considering the Venture X which has more benefits and the same offer.

    Chase Freedom Flex
    Chase Freedom Flex – $200 bonus + earn 9x on gas!
    • $0 annual fee
    • Includes cell phone protection if you pay your bill with the card
    • Rotating categories earn 5x total points each quarter
    • Current promotional also offers 5x on gas (up to $6,000 in first year)
    • From July 1-Sept 30, 2022–you earn a total of 9 points per dollar on gas between the sign up promo and the quarterly bonus (up to $1,500 of gas)
    • If you have a Sapphire card, you can transfer the Freedom points to the Sapphire card to get all the airline and hotel transfer benefits!

    Marriott Bonvoy Boundless card
    Chase Marriott Bonvoy Boundless
    • $95 annual fee
    • 1 Free Night Award annually after your Card account anniversary (up to 35k)
    • Earns 6 points per $1 at Bonvoy (Starwood / Marriott) properties and 2 points per $1 on everything else.
    • After holding this card for 1 year, you can upgrade to the Ritz Carlton card, which is one option for families to get airport lounge access.

    Amex Platinum Card 150,000 referral
    The Platinum Card® from American Express – 150,000 point offer via referral

    *Open in incognito window to see 150k offer via referral (not my referral, this is just the best offer!)

    • $695 annual fee
    • $200 annual airline incidental credit
    • $240 annual digital entertainment credit
    • $100 annual Saks credit
    • $200 annual Uber credit
    • Lounge access to Centurion Lounges and Priority Pass lounges and more
    • Hilton Gold Status
    • Marriott Gold Status

    Southwest Priority Card
    • $149 annual fee
    • $75 annual statement credit for Southwest purchases
    • 4 upgraded boardings per year
    • 7500 points per year on your card member anniversary
    • 3x earning on Southwest flights; 2x on local transit, internet, cable, phone services, and select streaming
    • 1,500 Tier Qualifying Points for every $10,000 spent
    • Check your Companion Pass strategy before applying

    United Explorer Card
    United Explorer CardEarn up to 70,000 bonus miles
    • $95 annual fee (usually waived the first year)
    • 2 guest passes for the United Club lounge
    • Free checked bag for account holder and one companion on the same reservation
    • Free TSA Precheck or Global Entry credit

    Business Card Offers

    Wyndham Rewards Earner® Business Card

    Not an affiliate link

    • $95 annual fee
    • Earn 15,000 bonus points on account anniversary
    • 8 points per dollar on gas
    • Automatic Diamond status which gives free upgrades
    • Status match to Caesar’s Diamond for a free 5 night stay at Atlantis Bahamas
    • Great for booking vacation rental homes.

    AAdvantage® Aviator® World Elite Business Mastercard® – 80,000 miles offer (non-affiliate link)
    • $99 annual fee
    • First checked bag free for you and 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines.
    • Preferred boarding

    The Business Platinum® Card from American Express – targeted 250,000 point offer
    • Get 250,000 points after $30,000 in spend within the first six months of card membership
    • Call 855-531-3491 and reject the first offer
    • More info at data points at Doctor of Credit
    • High $695 annual fee — but you do get a $400 Dell credits annually ($200 every 6 months) and $200 airline credit annually

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