Earn 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first 3 months from account opening. 

Alternate Offer: If you apply in person at a Chase bank (make an appointment!) you can earn 80,000 points after spending $4,000 in 3 months.

• $95 annual fee
• No foreign transaction fees
• $50 annual Ultimate Rewards Hotel Credit
• $15 per quarter statement credit for Instacart
• Great transfer options to Hyatt, United, Southwest, and more

The Chase Sapphire Preferred is one of my top beginner cards for miles & points. The bonus can always get you at least $750 of travel. The travel insurance it provides is top tier, too! Get this card early in your travel points journey, it’s a keeper. 

A publicly available online offer for 80,000 points ended in Fall 2022.

An offer for 100,000 points ended in Fall 2021